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About Us
We are a national UK loan and finance broker arranging loans for people for all types of purposes for people with either a good or bad credit history.
Fast, Friendly, Efficient
Here at Loans4 we have experienced staff who will look at the good areas of your application rather than the not so good areas should there be any. We select the best available lender at the best possible APR and repayment, to match your individual credit profile and affordability.
At Loans4 we pride ourselves on the high level of customer service and make applying and completing your loan for you quick and easy.
We will confirm your loan offer within 1 hour
and send you your loan documents within 24 hours.
What we do and the way we work.
1. Use our Do you Qualify loan selector to find out what loan repayment and APR you qualify for. We won't offer you the lowest rate available on the market unless you qualify for that rate. What we will do is offer you the best rate available to match your details, so no wasting time searching round or applying for loans that you do not qualify for.
2. Once you know what you qualify for, you can apply for that loan by completing our quick loan application form and we will be in touch with you within 1 hour confirming your loan offer and we will send all the necessary loan documentation within 24 hours.
3. All you then need to do is complete the forms we send to you and return them to use with any required proofs such as pay slips, bank statement, and we will complete the loan for you as quickly as possible.
All our loans are arranged conveniently for you over the phone and by post meaning you will not have to take time of work to sort it out.
No False Promises
The difference at Loan4 is that we won't give you false promises, and won't quote you the best rate on the market, than tell you further down the line the payments are higher or we can't help you.
As long as your documentation and credit information match what you have told us originally, we will be able to give you a firm offer and payout on that offer. Before you receive the offer in the post for you to accept, we will have done a credit search and qualified this against a variety of lenders criteria's.
When you apply a designated loan advisor will be dealing with your application from start to finish so you know the person to speak to at anytime and that person will deal solely with your application.
We offer the lowest rate loans available to you and to qualify for a low rate loan this will be in most cases a homeowner secured loan.
A home owner secured loan is the cheapest way of borrowing money, and is often much cheaper than loans from banks or building societies who have strict loan approval criteria's.
You don't even need to have equity in your property. We can arrange loans using up to 110% of your property value.
Consolidation Loans
We specialise in loans for consolidation of your existing credit commitments enabling you to reduce your outgoings to an affordable level and have just one low APR loan. So if you are feeling over committed we can help. We have years of experience in helping people restructure their finances and finding solutions.
We can consolidate secured loans, consolidate unsecured loans, consolidate credit cards, and consolidate car loans all together into one easy to manage affordable monthly repayment.
Use the calculators below to work out how much you can reduce your payments by and how much you can afford to pay each month.This will alleviate the burden of covering your monthly shortfall with your credit card.
Calculators
Budget Calculator - Work out how much you can afford for a loan repayment.
How much can you borrow - See how much you can borrow based on what you can afford.
Credit Consolidation Calculator - Work out how much you can reduce your out goings by.
Do you Qualify - See what APR and repayment you qualify for.
We offer loans for self employed people with no accounts or have difficulty proving their income.
Apply for a self declaration loan
Loans can be used for a variety of different purposes
Loans for consolidation
Loans for bad credit consolidation
Loans for student loan consolidation
Loans for home improvements
Loans for car purchases
Loans for any purpose
More information about us …
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Why we are different to other loan brokers
Our loan products
Our loan service
Interest rates and loan amounts
